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Keep your savings intact. Get the project done right the first time. Financing for your Royal Craft exterior remodel is available through the GreenSky® Program.
Applications submitted directly to a participating lender. Royal Craft is not the lender.
A new roof or full exterior project is a major expense. Financing means you don\'t have to drain savings, tap your emergency fund, or pull from investments to move forward.
Cheap quotes cut corners. Financing lets you choose the full scope and premium materials you actually want. James Hardie fiber cement instead of vinyl. Full attic ventilation instead of just shingles.
Roof leaks and failing siding don\'t wait for the perfect financial moment. Apply through the GreenSky® Program and, if approved, move forward on your timeline instead of the calendar\'s.
Select a plan below to open the GreenSky® Program application. The application is submitted directly to a participating lender. Royal Craft is not the lender and does not make credit decisions.
Select a plan and complete the GreenSky® Program application. It is submitted directly to a participating lender.
If approved, you receive a link to review and activate your loan agreement electronically. You may also receive a copy in the mail.
Once the project is scheduled, funds are released to Royal Craft as milestones are completed and you authorize each transaction.
The GreenSky® Program supports personal, family, or household projects. Financing arranged through the program can be used for qualifying residential exterior remodeling projects with Royal Craft:
The GreenSky® Program is regulated by federal and state consumer protection laws. Here is what those protections mean for you as a homeowner:
Even if the lender approves your application, you are not obligated on the loan until you review, activate, and authorize purchases against it. Approval is not the same as accepting the loan.
Once your loan is active, Royal Craft cannot draw funds without your approval. You receive a text, email, or call confirming each transaction, and you approve it before funds are released.
Most states, including Illinois, grant a Right of Rescission that lets you cancel the project and the loan within 3 days. Any transactions on the loan are fully refunded if you cancel within the rescission period.
Royal Craft is prohibited from adding a financing fee or merchant fee to your project cost. The price you would pay in cash is the same price you pay when financing through the GreenSky® Program.
There are two paths through the GreenSky® Program, and they have different effects on your credit report.
A prequalification request uses a soft inquiry on your credit report. A soft inquiry has no impact on your credit score.
Prequalification is not a guarantee of approval. If you decide to move forward, you still need to submit a full application.
Submitting a full application results in a hard inquiry on your credit report, which may affect your credit score.
Applications are submitted directly to a participating lender. All credit decisions are made by the program lenders, not by Royal Craft.
The GreenSky® Program supports both English and Spanish loan documents. If you prefer to receive your loan agreement in Spanish, request Spanish language loan documents during the application. You can also contact GreenSky customer service after applying to request a Spanish document package.
Prequalification uses a soft inquiry, which has no impact on your credit score. A full application uses a hard inquiry, which may affect your score. The path you choose determines which type of inquiry is used.
No. Even after approval, you are not obligated on the loan until you review the loan agreement, activate it, and authorize purchases against it.
Some plans include counteroffers. If the lender presents a counteroffer, the new terms are disclosed on the offer page and in the loan agreement. You review the terms before you activate. You can accept, decline, or ask questions.
No. Royal Craft is prohibited from adding a financing fee or merchant fee to your project cost. The financed price is the same as the cash price for your project.
Most states, including Illinois, provide a Right of Rescission that lets you cancel the project and the loan within 3 days. Any transactions on the loan are refunded in full if you cancel within the rescission period.
Loans for the GreenSky® consumer loan program are provided by federally insured, federal or state chartered financial institutions. A current list of participating lenders is available at www.greensky.com/bank-partners. Royal Craft is not the lender.
Funds are released to Royal Craft as project milestones are completed and you authorize each transaction. You are notified of every transaction request and approve it before funds move.
Yes. The GreenSky® Program supports both English and Spanish loan documents. Request Spanish language loan documents during the application, or contact GreenSky customer service after applying to request a Spanish document package.
No. The GreenSky® Program supports personal, family, or household projects only. Commercial and investment property projects are not eligible.
You need a valid government-issued photo identification. The information on the application must match your ID. The application must be submitted in your own name; the GreenSky® Program does not accept Power of Attorney for applications.
Bill or Mauricio will walk you through the options and answer any questions before you apply. Royal Craft is not the lender, so we cannot approve or set terms, but we can help you understand which plan is available for your project type.
Call (630) 725-1000Program Disclosure: Loans for the GreenSky® consumer loan program are provided by federally insured, federal or state chartered financial institutions providing credit without regard to age, race, color, religion, national origin, gender, disability, or familial status. A list of financial institutions currently providing loans through the GreenSky® Program is available at www.greensky.com/bank-partners. GreenSky Servicing, LLC services the loans on behalf of your lender, NMLS #1416362. www.nmlsconsumeraccess.org. GreenSky® is a registered trademark of GreenSky, LLC and is licensed to banks and other financial institutions for their use in connection with that consumer loan program. GreenSky Servicing, LLC is a financial technology company that manages the GreenSky® consumer loan program by providing origination and servicing support to banks and other financial institutions that make or hold program loans. GreenSky, LLC and GreenSky Servicing, LLC are not lenders. All credit decisions and loan terms are determined by program lenders.
Equal Housing Lender. The GreenSky® Program treats all consumers and prospective credit applicants fairly and does not discriminate based on age, race, color, religion, national origin, gender, disability, familial status, or any other protected basis.